It is a Gift Card purchased by an individual to be given to a gift recipient. It can be loaded with $10 to $500 and used to make purchases at Visa® merchants in the U.S. or U.S. territories, online or by phone when registered.we offer prepaid card products that are issued by MetaBank®, N.A. our members and non-members who acquire or receive these products interact with MetaBank to manage their accounts.If you have just received your card, then please be advised that you need to activate your card online before you can use it. To activate your prepaid card or gift card, go to the myprepaidcenter.com-activation required page.